Young Driver Insurance

Your age is one of the main considerations in the calculation of UK Car Insurance premiums.

A male driver under the age of 25 years will pay a higher premium than an older female driver. Quotes for young newly qualified drivers can be difficult and very expensive and some companies may even refuse to quote. Premiums are based on car insurance providers general claims experience and statistically young drivers make the most claims.

Quotes will be more reasonable if the car you intend to insure is of a group 1-3 band and of little value.

Third party fire and theft cover may be more appropriate and will be a much lower cost than comprehensive insurance.

An alternative is for a young driver to be included as a named driver on a parent's policy but if a young driver takes out his own policy he can start to earn a valuable no claims discount of his own.