First Time Driver Car Insurance Quotations

Passing your driving test for the first time is an exciting experience, you must remember however that you have begun a 2 year probationary period; if you are handed out any more than six penalty points during this time, you automatically loose your licence and revert back to a learner, forcing you to retake your test.
,br> The threat of loosing your licence is not the only reason for avoiding penalty points, you will discover upon your first foray into obtaining a first time driver car insurance quote, that the cost of insuring your first car can be very high.

Motorists who are newly qualified, and especially if also young, are at more risk of having an accident in the first two years of driving, than at any other time – of course insurers are well aware of this, and this is why you will find that first time driver car insurance quotes are elevated.

Therefore, avoiding penalty points for driving offences is crucial, as this will only increase your premiums further; other factors effecting your premiums are your occupation, the engine size of your chosen vehicle, and your yearly mileage (the less the better obviously). Where you keep your car when not in use is also of importance – if your vehicle is secured in a garage, or at least on a driveway when parked overnight, you will be offered a lower premium when obtaining a first time driver car insurance quote.