Discount Car Insurance

Everyone wants discounted car insurance, but how do you go about getting discount car insurance?

Car insurance is getting more expensive, and premiums have soared over the last ten years, insurers claim the reason for this is more people are taking insurance companies to court and payouts are increasing. In addition although cars are getting cheaper to buy, more advanced design means that they also cost more to repair.

This makes it even more important to obtain a discount on your car insurance; discounts for car insurance are offered by all insurers and can include:

The very popular ‘no claims discount’: Insurers are willing to discount your car insurance by up to as much as 70% if you haven’t made a claim with them or any other insurer for at least a year, the longer you have driven without a claim, the greater the discount you are offered. Unfortunately with most of these you can loose your no claims discount whether the accident was your fault or not. Discounts for applying online: Car insurance companies are keen to encourage consumers to apply for their insurance online as it reduces their administration, and in turn overheads, a typical discount for applying over the internet is 5%.

Voluntary excess: you can opt to pay for the first £150, £250 and so on, of any claim as a means to reduce your car insurance premiums.

In addition to these but not as common are discounts on your car insurance if you are retired, a public sector worker, or an employee of a number of major companies.