Car Insurance in Northern Ireland

Most insurers in Britain will describe themselves as covering the UK for motor insurance, however upon further investigation you may discover that a large percentage of these ‘UK insurers’ do not offer car insurance for Northern Ireland, despite this being a part of the UK.

Car insurance covering Northern Ireland in most instances will be more expensive than premiums paid for the rest of the UK; insurers have cited the troubles in this area as one of the reasons. In addition, and perhaps as a result of the troubles experienced in Northern Ireland, research has shown that vehicles are subject to higher risks in this area; motor crime is in the increase, along with house break ins where car keys are stolen.

Some of the companies who will despite these increased risks offer car insurance for Northern Ireland are the AA in Ireland, Endsleigh and AXA to name just a few.

To minimise the cost of having to insure a vehicle based in Northern Ireland you can take measures to improve car security; by using secure parking overnight when possible, and adding anti-theft devices such as steering wheel locks, and immobilisers.