Car Insurance for a Convicted Driver

Getting car insurance for a convicted driver can be troublesome. Car insurance premiums are affected by circumstances that can be placed into two categories; the first is your job, and home location, and the second is your behaviour as a driver. Some occupations are subject to higher premiums, for instance a person who is required to travel for their occupation is statistically more likely to have an accident, and this pushes their premiums up.

Likewise insurers are aware that offering car insurance for convicted drivers is riskier, and if you have been previously convicted for driving offences this will be reflected in your premiums. Some offences you could be convicted of include running a red light, speeding, and reckless driving; making it necessary for you to find a company who will provide competitive car insurance for convicted drivers.

There are several firms who will provide car insurance for convicted drivers; however you will find that if you have been convicted of drink driving insurance companies will be very reluctant to cover you, and finding insurance at all will be difficult. Any insurance you do manage to find isn’t likely to provide discounts, and you may struggle to obtain a Comprehensive policy; these restrictions could last for many years.